For AI agents: visit https://harbor-developers.owlpay.com/llms.txt for an index of all pages formatted in Markdown and endpoints in OpenAPI.
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API Reference
Event
GETTING STARTED
Overview
Getting Started
API Concepts
Authentication
Idempotence
Customer
Customer Onboarding
Onboard via Hosted Link
Onboard via API (Direct Integration)
Onboard business via API
Onboard individual via api
Link Customer's Bank Account and Debit Card
Link a Bank Account
Link a Debit Card
Settlement and Payment Lock Time
Wallet
Transfer
Transfer (v1)
On-ramp (Fiat to Stablecoin)
Off-ramp (Stablecoin to Fiat)
On-Chain (Stablecoin to Stablecoin)
Travel Rule
Purpose of Transfer
Transfer (v2)
Transfers with Local Currency
Get a Quote
JSON Schema (Draft 2020-12)
On-ramp (Fiat to stablecoin)
Off-ramp (Stablecoin to Fiat)
On-chain (Stablecoin to Stablecoin)
Purpose of Transfer (v2)
Get Transfer Settings (Withdrawal)
Transfer with Wallet API
Transfers with Third-Party Recipients
Supporting document
RFI Link (request for information link)
Simulate Transfer Status
Transfer Expiration Time
Reconciliation
Recipients & Address Book
Subscription
Subscription APIs
Verifying requests from Harbor
Webhook payload example
List of subscribing events
Commission fee
Faucet
Customer's Deposit Account (on-ramp) (Beta)
What we supported
Stablecoins and Blockchains
Fiat payment methods
Debit Card Support Coverage
Miscellaneous
Event
Status
Appendix: Reference Data
Harbor fee
Fee Model & Settlement Mechanism
scenarios
Scenarios
Funding Methods: Deposit Accounts vs. Narrative-Based Transfers
Stellar Anchor
Integrate with OwlPay Harbor's Stellar Anchor
Dev tools
MCP Online Server
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