For AI agents: visit https://harbor-developers.owlpay.com/llms.txt for an index of all pages formatted in Markdown and endpoints in OpenAPI.
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OwlPay Harbor
HomeGuidesAPI Reference

GETTING STARTED

  • Overview
  • Getting Started

API Concepts

  • Authentication
  • Idempotence
  • Customer
  • Customer Onboarding
    • Onboard via Hosted Link
    • Onboard via API (Direct Integration)
      • Onboard business via API
      • Onboard individual via api
  • Link Customer's Bank Account and Debit Card
    • Link a Bank Account
    • Link a Debit Card
    • Settlement and Payment Lock Time
  • Wallet
  • Transfer
    • Transfer (v1)
      • On-ramp (Fiat to Stablecoin)
      • Off-ramp (Stablecoin to Fiat)
      • On-Chain (Stablecoin to Stablecoin)
      • Travel Rule
      • Purpose of Transfer
    • Transfer (v2)
      • Transfers with Local Currency
      • Get a Quote
      • JSON Schema (Draft 2020-12)
      • On-ramp (Fiat to stablecoin)
      • Off-ramp (Stablecoin to Fiat)
      • On-chain (Stablecoin to Stablecoin)
      • Purpose of Transfer (v2)
      • Get Transfer Settings (Withdrawal)
      • Transfer with Wallet API
    • Transfers with Third-Party Recipients
    • Supporting document
    • RFI Link (request for information link)
    • Simulate Transfer Status
    • Transfer Expiration Time
    • Reconciliation
  • Recipients & Address Book
  • Subscription
    • Subscription APIs
    • Verifying requests from Harbor
    • Webhook payload example
    • List of subscribing events
  • Commission fee
  • Faucet
  • Customer's Deposit Account (on-ramp) (Beta)

What we supported

  • Stablecoins and Blockchains
  • Fiat payment methods
  • Debit Card Support Coverage

Miscellaneous

  • Event
  • Status
  • Appendix: Reference Data

Harbor fee

  • Fee Model & Settlement Mechanism

scenarios

  • Scenarios
  • Funding Methods: Deposit Accounts vs. Narrative-Based Transfers

Stellar Anchor

  • Integrate with OwlPay Harbor's Stellar Anchor

Dev tools

  • MCP Online Server
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  1. Miscellaneous

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