Debit Card Support Coverage
The Debit Card (Visa Direct to Card / VDC) feature supports Account Funding Transactions (AFT/Pull) for on-ramping and Original Credit Transactions (OCT/Push) for off-ramping, subject to specific network and regional support.
Supported Countries & Regions
Our Debit Card coverage is currently focused on the U.S. market, with plans to expand internationally.
- AFT (Pull - On-Ramp): Currently accepts only cards issued by U.S. banks.
- OCT (Push - Off-Ramp): Currently accepts only cards issued by U.S. banks. Additional country support will be rolled out in phases.
We are actively working on expanding card-acquiring and payout countries. Stay tuned for future updates!
Supported Card Networks
We support transactions from the following major card networks and ATM networks:
- Visa
- Mastercard
- Pulse
- Star
- NYCE
Supported Card Types
The following card types are eligible for use on Harbor. Credit cards are strictly unsupported.
- Debit: Standard debit cards issued by banks that are linked directly to a cardholder's checking account.
- Prepaid: Reloadable cards pre-funded with money (such as gift cards or loaded payroll cards).
- Combo: Multi-functional cards combining credit, debit, or ATM functions on a single physical card.
- Charge Card: Cards without a pre-set spending limit where the balance must be paid in full at the end of each statement cycle.
- Deferred Debit: Cards where transactions are temporarily accumulated and debited from the bank account at a later specified date.
- Visa Plus: ATM network cards branded under Visa's Plus system for global debit and cash routing.
Credit cards are not supported for Debit Card (VDC) transactions. Please ensure your users connect an eligible debit or prepaid card.