Use Cases

If your business involves stablecoin-to-fiat or fiat-to-stablecoin transactions, Harbor provides the infrastructure to handle the underlying compliance, liquidity, customer onboarding, and payment rails required to support these flows.

Through Harbor, you can onboard both individuals and businesses, while Harbor handles the required KYC for individuals and KYB for businesses. Once customers are onboarded, you can create quotes, execute transfers, and receive transfer updates through webhooks, without having to build and manage these underlying services yourself.

Harbor can be integrated into a range of products and workflows, including wallets, payment platforms, and financial services, allowing you to focus on your customer experience while Harbor handles the underlying infrastructure.

Applications

Wallets & Financial Platforms

Enable users to move funds between stablecoins and fiat, including on-ramp and off-ramp transfers to and from bank accounts.

E-Commerce & Payment Platforms

Enable businesses and their customers to send and receive payments using stablecoins and fiat currencies across supported payment rails.

Financial Institutions

Integrate stablecoin and fiat transfer capabilities into existing financial products and customer workflows.

Transfer Use Cases

Harbor supports a range of real-world payment flows, including:

• Logistics & Freight Payments
• Family Remittances
• Cross-Border Trade & Exported Goods
• Information & Digital Services
• General Goods Purchases
• Broker & Advisory Fees
• Insurance Premiums & Claims
• Payroll & Salary
• Self-Custody Transfers

These use cases span B2B payments, cross-border trade, consumer remittances, and self-custody transfers, all supported through the same Harbor infrastructure and API.