Overview

Funding sources are how your customers pay fiat into Harbor to buy stablecoin. Everything in this section applies to on-ramp transfers only (fiat → stablecoin).

Funding options

Linked funding sources: link a customer's U.S. bank account (ACH Pull) or debit card once, then use it to fund on-ramp transfers.
Deposit accounts: give each customer a dedicated bank account. Harbor converts every deposit to stablecoin automatically.

Linked Funding Sources

Link a bank account (ACH Pull) or debit card as the source of an on-ramp transfer.

Deposit Accounts

Provision dedicated USD bank accounts that convert incoming deposits to stablecoin.

Not sure whether to use a deposit account or a standard on-ramp transfer with a narrative? See Deposit Accounts vs. Narrative Transfers.