post
https://harbor-sandbox.owlpay.com/api/v2/customers//individual/onboarding/upgrade
One entry point for every elevation. From level 1 the upgrade resubmits through the
same verification flow; from level 2 it files an advanced-verification application
that compliance reviews case by case -- the customer keeps transacting at the
approved level while the application is open. A second application inside the
cooldown window is refused.
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